Check Deposit Service (CDS)

Virtual Post Mail CDS is a simple and convenient way to deposit checks you receive in your Virtual Post Mailbox. When you receive a check in your mailbox, you can request to have it deposited into your bank account. Your request is processed and your deposit is mailed out within 24 hours. Your bank processes the deposit and credits your account with the money.

Service Highlights

Convenient – No more driving to your bank to deposit a single check. Submit a deposit request online in minutes and save yourself time, gas, and money.

Easy to Use – No complicated setup processes to go through. Use your existing bank accounts without having to create a new one. As long your bank supports mail-in deposits, you are good to go.

Fast – Your request is processed and deposit is mailed out within 24 hours. You will normally see your funds in your account within a week.

Cost Effective – No minimum commitments, expensive monthly fees, or high setup costs. Pay only for the deposits you make. Combine multiple checks into one deposit for even greater savings.

Deposit to Any Bank – Deposit into any US bank that offers mail-in deposit service. This includes traditional banks, online banks with no physical retail locations, and even brokerage firms. Virtual Post Mail supports the top five national banks in the US – Bank of America, Chase, Citibank, HSBC, and Wells Fargo.

Global – Deposit your checks no matter where you are in the world. Virtual Post Mail lets you receive and deposit checks without actually being physically there. So use it while you’re on a 3-month vacation in Greece or receive payments from your corporate US customers.

Pay for What You Use. No Monthly Fees.

Virtual Post Mail CDS is designed so you don’t have to pay any upfront monthly fees or commit to a minimum number of deposits per month. Like other Virtual Post Mail services, you pay as you go and only for what you use:

  • Per Deposit – You pay a minimal service fee for every deposit you submit. Each deposit can contain multiple checks for one bank. Deposits to different banks are counted separately.
  • Additional Checks – An additional charge is added for every check to be deposited. The first check is free and included in the deposit fee.
  • Mail Delivery Method – Each deposit includes free mail delivery using USPS First Class Mail. If you wish to use other delivery options (ie. Priority Mail, Certified Mail, etc), extra service charges will apply.

Service fees are directly billed to your account and deducted from your account balance. Detailed fees are on the pricing page.

Additional Information