Get a Physical Address to Open U.S. Business Bank Accounts

Frequently Asked Questions

1. Do most banks require you to be there in-person to open a business bank account?

   While most banks will allow you to start the process of opening a new bank account online, they require you to sign the final paperwork in person. This is simple for those who live in the United States, but difficult to do for international businesses. Some alternatives would to be enlist a U.S. based authorized agent or manager for the company purely to act as the signer for the company to open bank accounts.

2. Can I use this plan to open a merchant account to accept credit card payments?

   You can certainly use this to open merchant accounts so you can accept credit card payments. However, some merchant service providers are more strict than others and may request for much more than just a lease agreement as proof of physical address. In such a situation, we recommend that you look at other merchant services.  There are thousands of them out there, so it's not difficult to find one that is more friendly and accommodating.

3. What if the financial institution rejects my application?

   We will work with you and the financial institution to the best of our ability to satisfy the requirements for a proof of physical address. However, all banks work differently and requirements will vary with each bank. Some are very strict while others are more accommodating. Therefore, we highly recommend that you have a list of banks you would like to work with so that you are prepared in case a bank does not allow you to open an account with them.

4. How does the 30-day money back guarantee work?

   If no lease agreement is signed, then you can cancel any time within the 30-day time frame. If the lease agreement is executed within the 30-day time frame, then you will need to show us proof of rejection (written letter or email) before refund will be approved. If the rejection occurs after the 30-day time frame, we can cancel the plan on a case by case basis, but you will not be refunded any past amounts that you have paid for. In the case that your plan is not canceled within 30 days and there is no proof of rejection, then you must wait until the one year contract ends.