Get a Physical Address to Open U.S. Business Bank Accounts

The US federal banking regulations require all bank accounts to have a registered real physical address. This makes it very difficult for online or international businesses to set up banking and payment processing here in the United States. VirtualPostMail now offers an easy way for you to obtain a true physical address along with supporting services to ensure that it complies with regulations year after year.

How It Works

A Legal Lease Agreement

We partner with building owners to provide you a real leased physical space. The lease agreement is entirely legal and fully reviewed by lawyers and has all the proper terms of a real lease contract. It also uses a different physical address that is separate from any mailbox address. This lease agreement can be used as proof of address for opening your U.S. business bank account.

Phone / In-Person Verification

If a bank, payment processing, or any other financial institution representative were to make an on-site visit or call to verify your business address, our customer support will be available to confirm your leased space with us.

30-Day Money Back Guarantee

We will work with you to provide proper documentation required to satisfy the requirements to open a business bank account. Should our lease agreement not be acceptable as a valid proof of address within the first 30 days of signing the lease agreement, we will refund 100% of your money and allow you to cancel your lease agreement without penalty.


Fully Managed Mail Service

The TruLease Plan comes bundled with the following services for your business.

Virtual Mailbox - This provides you a mailbox address that is linked to any of our locations.  It includes all of our services available to the mailbox.  You can pick any mailbox location that convenient for you. Learn more.

Lease Agreement - A fully executed lease agreement to show as proof of address.  Only one lease agreement can be attached to each account at this time.

Leased Address - You will be provided a separate physical business address indicated on the lease agreement. This address is different from your mailbox address.

Frequently Asked Questions

  1. Do I get one or two addresses?
    You will receive two addresses. The first address is the leased address that should primarily be used in places where a proof of physical business address is needed. The second address will be your permanent mailbox address, which you will pick when you sign up. This address will be your main address for everything else other than proof of address. This should be the address you use for everyday use.
  2. How long does it take to get the lease drafted?
    It will take 1-2 business days to prepare the lease agreement and have it fully executed.
  3. Do most banks require you to be there in-person to open a business bank account?
    While most banks will allow you to start the process of opening a new bank account online, they require you to sign the final paperwork in person. This is simple for those who live in the United States, but difficult to do for international businesses. Some alternatives would to be enlist a U.S. based authorized agent or manager for the company purely to act as the signer for the company to open bank accounts.
  4. Can I use this plan to open a merchant account to accept credit card payments?
    You can certainly use this to open merchant accounts so you can accept credit card payments. However, some merchant service providers are more strict than others and may request for much more than just a lease agreement as proof of physical address. In such a situation, we recommend that you look at other merchant services.  There are thousands of them out there, so it's not difficult to find one that is more friendly and accommodating.
  5. What if the financial institution rejects my application?
    We will work with you and the financial institution to the best of our ability to satisfy the requirements for a proof of physical address. However, all banks work differently and requirements will vary with each bank. Some are very strict while others are more accommodating. Therefore, we highly recommend that you have a list of banks you would like to work with so that you are prepared in case a bank does not allow you to open an account with them.
  6. How does the 30-day money back guarantee work?
    If no lease agreement is signed, then you can cancel any time within the 30-day time frame. If the lease agreement is executed within the 30-day time frame, then you will need to show us proof of rejection (written letter or email) before refund will be approved. If the rejection occurs after the 30-day time frame, we can cancel the plan on a case by case basis, but you will not be refunded any past amounts that you have paid for. In the case that your plan is not canceled within 30 days and there is no proof of rejection, then you must wait until the one year contract ends.

TruLease Plan Requirements

In order to make use of this specific service, you must satisfy the following:
  • The business EIN to authenticate the entity’s existence.
  • A copy of your business incorporation documents or LLC Operating Agreement.
  • Submit a notarized USPS Form 1583 for opening a virtual mailbox account. Two IDs must accompany your form, one of which must have a photograph.
  • The individual opening the account must be an authorized officer of the business.